You may purchase insurance to protect yourself against what you would hope is a one-time event such as an illness or serious flood damage. But your insurance can also be protecting you every day and you might not even realize it.
Every time you get behind the wheel your auto insurance is protecting you. Whether it’s against an uninsured driver putting a dent in your bumper or something more serious, your auto insurance kicks into gear every time you get into your car.
Similarly, your auto insurance is always ready and waiting to be called upon in an emergency. So if you breakdown while on the road or your car is broken into your auto insurance already has the procedure in place to set things right again.
Staying on the topic of being ready to be called, this is how your health insurance is protecting you every day. Your health insurance is always there so you don’t have to worry about money when you have more important things on your hands. Anything from a serious accident to a routine check-up can be taken care of no matter what time of the day or night.
From the moment you purchase Travel Insurance it’s working for you. Protecting your deposits on accommodation before you go and keeping you from loosing out on the money you put in if you have to cancel. While you’re away it’s protecting you in case of a medical emergency, if you wallet is stolen or your property is damaged. No matter where you are or what you’re doing you’re covered.
Liability insurance is the classic example of how insurance is a form of protection that’s always there. Public liability insurance especially is protection for both the business owner and a member of the public. When you are in a public park or a shopping mall, you can be safe in the knowledge that you are protected in case you were to injure yourself and you can feel reassured that there is protection for you in place while you are there.
It’s easy to forget that purchasing insurance is not just in case of an emergency, it’s to ensure we are protected in our every day lives. The next time you look at an insurance policy, why not ask – how is this protecting me on a daily basis?
- HHS Minimum Value Calculator Released
- Proposed Rule Issued on 90-day Waiting Period Limit
- Filing Whistleblower Complaints
- Health Plan Cost-sharing Limits
- Proposed Individual Mandate Rules
- State Plans for Health Insurance Exchanges
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