Here you'll find valuable new information from the agents at Akers & Arney each month. We'll share our thoughts on the latest insurance industry changes and trends, and offer helpful tips to help you stay up-to-date and on top of your corporate, small business and personal risk management solutions.

Severe Weather

Many areas of the country have experienced devastating flooding, tornado outbreaks, droughts and wildfires over the past couple of years. Many families and business owners have been hit hard by these unusual and historic acts of Mother Nature. Those of us in the insurance industry know all too well the toll these claims take - especially on those who are under- and un-insured.

On behalf of the entire staff at Akers & Arney, I would like to express our deepest sympathy to those who have lost loved ones and who have been impacted by these recent events.

H2O: What Does Your Homeowners Policy Cover?

Standard homeowners policies generally DO NOT cover flooding or backup of sewers and drains, which can result in significant damage and financial loss to homeowners. For a complete list of exclusion, check your policy or contact us for more information.

Water backup coverage can usually be added to your homeowners policy for an additional premium. Flood coverage can be purchased through a separate policy with a 30-day waiting period before coverage begins, unless it is a mortgagee requirement.

Our agents will work with you to recommend the best policy options so you can choose the coverage that is right for you.